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See AllArticle addresses ITM as the best metric to determine the profitability of a deferred annuity contract by maximizing income from the contract. https://www.thinkadvisor.com/2021/03/09/maximizing-a-clie
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https://www.thinkadvisor.com/2020/12/20/how-to-find-deferred-annuity-gems/
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12 Reports for results in article
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