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Best Interest -- Simulation Evaluation Method

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Oct 5, 2020
1 min

InjAnnuity's DARMA™

An on-line BI-SEM app, DARMA™, has been made available through InjAnnuity, Inc. Main site: https://www.InjAnnuity.com General...

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Apr 23, 2021
1 min

New article in Retirement Income Journal about BI-SEM

BI-SEM Article

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Mar 15, 2021
1 min

New article by James Kavanagh, chairman of the BI-SEM Group

Article addresses ITM as the best metric to determine the profitability of a deferred annuity contract by maximizing income from the...

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Dec 21, 2020
1 min

ThinkAdvisor has published its 3rd BI-SEM Article:

https://www.thinkadvisor.com/2020/12/20/how-to-find-deferred-annuity-gems/

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Nov 18, 2020
1 min

ThinkAdvisor Deferred Annuity Gems Article: 12 Analytical Reports by Ref #

12 Reports for results in article

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Oct 29, 2020
1 min

ThinkAdvisor has published its 2nd BI-SEM Article:

https://www.thinkadvisor.com/2020/10/29/best-interest-for-conservative-investors/

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Oct 9, 2020
1 min

ThinkAdvisor has published its 1st BI-SEM article

Link: https://www.thinkadvisor.com/2020/09/30/best-interest-standards-change-and-deferred-annuities/ Title: Best Interest Standards,...

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Oct 8, 2020
1 min

CANNEX: Alternate Method to BI-SEM, that uses a Monte Carlo approach

General Description CANNEX is an evaluation app but does not use BI-SEM. Instead, it uses Monte Carlo. Unlike BI-SEM, it requires a...

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Sep 30, 2020
1 min

A BI-SEM Use-Case: VDA vs. NLMF for a Risk Averse Client

Technical analyses for the six evaluations (Ref Nos. 1 thru 6), used in the article

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Jul 8, 2020
1 min

Introducing BI-SEM: Best-Interest Simulation Evaluation Method

Deferred Annuities often constitute a major chunk of a Client’s portfolio. As such, they deserve the best on-going due diligence that an...

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We are a a non-profit group, organized for the purpose of establishing a recognized standard method, in the Financial Advisor/Broker community, for the evaluation and on-going management of Deferred Annuities.

BI-SEM Group

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